TGA Terms and Conditions

Last Updated: January 30 2025

The TGA Grading Services are provided by True Grade Authentication Inc. d/b/a True Grade Authentication (“We” or “TGA”) and are subject to these terms and conditions (the “TGA Terms”) and further guidelines and instructions applicable to the TGA authentication, grading, certification, and related services (collectively, the “TGA Grading Services”)  including the applicable service fees, prices, rates, and charges provided for the TGA Grading Services, as well as the TGA User Agreement (“User Agreement”) (incorporated herein by this reference) (these TGA Terms and the User Agreement, collectively the “Terms”). 

PRIOR TO USING ANY TGA GRADING SERVICES, YOU SHOULD CAREFULLY READ THE TERMS.  As part of making a submission to TGA, you must read and affirmatively agree to these TGA Terms to complete an order. You agree to abide by and to be bound by these Terms and further agree that TGA is entitled to rely upon and benefit from this agreement, as part of the submission process.  If you do not agree to the Terms, then you should not submit any item to TGA or otherwise request or use any TGA Grading Services. Should you object to any of the Terms, or any subsequent modifications thereto, or become dissatisfied with the TGA Grading Services, your sole remedy is to discontinue use of the TGA Grading Services and request return of your item(s), as applicable, in the manner provided in the Terms. 

THE USER AGREEMENT CONTAINS A DISPUTE RESOLUTION AND ARBITRATION PROVISION (SECTION 17) THAT GOVERNS HOW CLAIMS YOU AND WE HAVE AGAINST EACH OTHER ARE RESOLVED. READ THE TERMS CAREFULLY BECAUSE THEY CONTAIN: (I) LIMITATIONS OF LIABILITY AND DISCLAIMERS REGARDING RISK OF LOSS AND DAMAGES; AND (II) A PROVISION REQUIRING ARBITRATION OF DISPUTES BETWEEN US, INSTEAD OF CLASS ACTIONS OR JURY TRIALS.  

We reserve the right to update and make changes to the Terms at any time by updating this posting or providing notice to you electronically or as otherwise permitted under applicable law.  Updates and changes take effect when we post them, unless we specify an effective date in our notice to you. Your continued access to or use of your Account and the TGA Grading Services after any updates and/or changes indicates your acceptance to the Terms as modified. We may also ask you to acknowledge your acceptance of the Terms through an electronic click-through. It is your responsibility to periodically visit this page and review the Terms for updates.

The TGA Grading Services are subject to the specific terms and conditions provided below. Capitalized terms not otherwise defined below are defined in the User Agreement and incorporated here by this reference.

A. Authentication and Grading Services

1. Eligibility for Submission.  To use the TGA Grading Services, you must (a) have a valid and active TGA Account (“Account”) and have affirmatively agreed to the TGA User Agreement and (b) complete in full the TGA Online Submission process, including selection of the applicable services, grading submission type and label placement (as applicable).  Eligible customers may create a TGA Account.  Only authorized dealers who have completed and signed a TGA Dealer Application and are appointed by TGA as a TGA dealer are authorized to submit items to TGA for grading on behalf of individuals, subject to the terms of the TGA Dealer Agreement.  Submissions on behalf of group submitters or on behalf of other dealers are expressly prohibited.

Each person may only have a single TGA Account. If your TGA Account is canceled, disabled, blocked, or otherwise restricted by TGA or its affiliate(s), you may not submit under another account. Any account created by or on behalf of a person whose account was previously restricted is invalid. TGA reserves the right to refuse service to anyone, and will refuse service to any person associated with a duplicate or otherwise invalid TGA Account.

Each order submitted for TGA Grading Services may only include a single service type and item. TGA reserves the right to (a) reject and return the item submitted by you at your risk and expense (as provided in these Terms); or (b) process the submission and correct any non-conformity (including to reflect its current service and shipping prices) without notice to you.

2. Service Levels and Declared Value.  TGA offers various turnaround time and pricing combinations (“Service Levels”) depending on the type of item(s) you submit.  The Service Level you select must allow a maximum Declared Value greater than or equal to the Declared Value of each item in your order.  “Declared Value” is your estimate of the value of your submitted item after it has been authenticated and graded by TGA.  For additional information regarding Declared Values, refer to the FAQ on TGA's website. Any Service Levels stated on the TGA website are provided for the convenience of our customers only.  Orders that require special handling or that have payment or shipping issues may experience delays from the published Service Levels. TGA may offer certain Service Levels exclusively to subscribers of a TGA membership program according to the terms of such program (see Section 20).

If TGA determines, in its sole discretion at any point in the process, your stated Declared Value understates the fair market value of any item, TGA reserves the right to decline your stated Declared Value and require you to pay a revised grading fee at a Service Level which has a maximum Declared Value in excess of the item’s fair market value as determined by TGA. If you refuse or are unable to pay TGA for the revised Service Level, then TGA will return your submitted item to you unprocessed at your cost, and you will be charged the Service Level at which you submitted the item. Additionally, TGA reserves the right to refuse to grade any item TGA determines to be grossly overvalued by you based on the Declared Value.

3. Turnaround Times.  Any time frame proposed for TGA Grading Services on a submitted item, including any estimated turnaround time for a Service Level, is an estimate only and is not guaranteed.  Actual time frames are based on when a submitted item is processed for TGA Grading Services and not when a package is received, and may be impacted by, TGA's submission volume and capacity and other unforeseen circumstances. Actual time frames may change without notice as conditions change.  TGA will endeavor to provide the TGA Grading Services within the time frame, if any, offered as part of the TGA Grading Services at the requested Service Level. HOWEVER, WITHOUT LIMITING THE TERMS OF THE USER AGREEMENT, YOU ACKNOWLEDGE AND AGREE THAT TGA WILL HAVE NO LIABILITY OR RESPONSIBILITY WHATSOEVER TO YOU OR ANY OTHER THIRD PARTY FOR ANY DAMAGES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL) DUE TO TGA'S FAILURE TO GRADE ANY ITEMS WITHIN ANY SPECIFIC TIME FRAME. ALL DAYS REFERENCED IN THESE TERMS OR WITH THE TGA GRADING SERVICES REFER TO BUSINESS DAYS (UNLESS OTHERWISE STATED).

TGA will make your results available to you on the TGA website (accessible via a valid TGA Account login).  Customers may not contact the TGA offices for results before TGA makes them available.  Absolutely no authentication or grading results will be given over the phone, email, via any TGA messaging portal, or any other method.

4. Eligible Items and Services.  TGA will provide the TGA Grading Services on items submitted to it by you in accordance with the applicable TGA authentication, grading, and/or certification standards in effect at that time.  TGA may from time to time change the item types eligible for submission, the types of service offered, and the specific elements of each service.  The most up-to-date descriptions of the specific TGA Grading Services currently offered may be found in the submission flow (including tooltips and linked FAQs).

TGA will not grade items which bear evidence of trimming, recoloring, restoration, or any other form of alteration or tampering, or that are of questionable authenticity, and you agree not to knowingly submit any such items.  Encapsulated items (e.g., those submitted for Review or Reholder services) in holders that are open, unsealed, or otherwise showing evidence of tampering, fraud or damage, are subject to new authentication and grading, and may be deemed inauthentic or receive a lower grade.  TGA may refuse to authenticate, grade, re-encapsulate, or certify items that are in its opinion critically damaged and/or too fragile, or may alternatively require that you release TGA completely from all liability whatsoever with regard to such items prior to performing the services by signing a Release of Claims Agreement.

5. General Shipping Requirements.  You agree(a) to pack and ship each item you submit to TGA in strict accordance with all applicable submission instructions and requirements (including without limitation those in your Submission Form, the TGA Shipping); and (b) to be charged one or more processing fees for non-conforming packaging of any item, order, or group of orders, as disclosed in the Shipping Guide.  For avoidance of doubt, “non-conforming packaging” includes, but is not limited to, submission of items in incorrect materials (e.g., rigid “toploader” sleeves), inclusion of extraneous materials (e.g., pull tabs or stickers), submission of items in a different order than that on the Submission Form, bundling of multiple orders, and any other deviation from the Shipping Guide instructions published at TGAcard.com at the time your submit your order.

Carriers to whom you entrust your inbound items do not represent and do not act as an agent of TGA.  TGA shall have no liability whatsoever for (a) any damage to any item while in transit to TGA, (b) any damage caused as a result of packing that does not strictly conform to our written specifications (including such damage occurring in the course of unpacking), or (c) any damage to or loss of extraneous objects (e.g., binders, frames) included with a submitted item.  Regardless of the method of transportation you utilize for delivery of your item(s) to TGA, you bear the sole cost and risk of: (a) all loss, damage, theft, delay, or destruction in connection with the shipment and delivery of any item(s) to TGA (even if TGA provides a shipping label for shipment of the item(s)); (b) obtaining or foregoing insurance coverage on your item while in transit; and (c) the expense of the delivery and shipment of the item(s).  TGA bears no responsibility for any item until it has been unpacked, identified, and indicated as “Order Prep” by TGA; the carrier’s completion of delivery shall have no effect on TGA’s responsibility, even if TGA signed for the package.  For return shipment following completion of TGA Grading Services or upon rejection of an item, you may at your option: (a) have TGA ship and insure the applicable item and charge you for such insurance, (b) obtain your own insurance, or (c) ship through your own shipping account, which means TGA will not insure your outbound package.  With respect to any item insured by TGA for return shipment, the provisions of Section 10 shall apply.

6. Additional Terms for TGA Inbound Shipping Program.  For avoidance of doubt, any inbound shipping option made available to you (including insured and non-insured shipping options) remains subject to all of the General Shipping Requirements in Section 5, including but not limited to the TGA submission instructions and requirements referenced there. You will receive a digital QR code to ship your package via Canada Post or UPS to TGA. Your package must be taken to a physical Canada Post or UPS location for drop off, scanning, and to obtain a receipt. Even when utilizing this shipping option, however, shipping and carrier services under this option are at all times being provided exclusively by Canada Post or UPS, never TGA. You understand that those services are being provided to you by Canada Post or UPS under an arrangement between you and Canada Post or UPS. By utilizing this service, you agree to accept financial responsibility for the inbound shipping charges as shown and agreed. To understand Canada Post or UPS’s applicable terms and conditions, rules and requirements, and packaging guidelines, please visit their respective websites.

7. Return and Inspection of Submitted Items.  You agree to timely report any issues with the return of your items as specified below.  If you do not receive your return shipment(s), you must notify TGA within seventeen (17) calendar days of the original estimated date of delivery or, if no such estimated date was provided, thirty (30) calendar days from the date TGA shipped your order.  Upon receipt of your return shipment(s), you must promptly and carefully inspect all submitted items returned to you and report any damage, discrepancy, or errors to TGA in writing within five (5) calendar days after receipt.  You must also inspect all certification labels, and associated authentication and grading documents (including those posted to the TGA website) immediately upon receipt for typographical, clerical, or mechanical errors pertaining to the description of the item, which include, but are not limited to, incorrect date or designation.  You may review card images and verify certifications for paid, processed orders directly on your TGA “Orders” page. You agree to submit a Label Correction Request to the Customer Request Center and return any incorrectly described item to TGA upon request at any time for correction of the discrepancy or error, at TGA’s expense, and agree to indemnify and hold harmless TGA and its affiliates against all losses and/or claims (including attorney’s fees) caused by the circulation or sale of a mismarked or inappropriate item or any unauthorized use of a TGA certificate or label.  TGA’s determination as to whether there exists any damage, discrepancy, or error shall be final and binding. TGA disclaims any liability for damage or discrepancies or errors, including, but not limited to, errors in the description of the item unless reported to TGA within five (5) calendar days as specified in this section.

8. TGA Grading Services Disclaimer.  TGA Grading Services (including authentication, grading and certification) involve individual judgments that are subjective and require the exercise of professional opinions, which can change from time to time.  Therefore, TGA makes no warranty or representation and shall have no liability whatsoever to you or any third party for any opinion rendered, grade assigned, or statement made (including Grader Notes as defined in Section 23, below) with respect to an item.  If you disagree with the results of the TGA Grading Services for your submitted item, you may resubmit the item for review and you will be responsible for the full grading fees and applicable shipping charges.  Any Grader Notes TGA may provide are intended for illustrative purposes only and are not meant as exhaustive documentation of the TGA Grading Services.

9. TGA Item Holders.  If you break open any TGA holder for an item, you shall immediately return to TGA the TGA certification label and TGA holder.  TGA certification labels and holders at all times shall remain the property of TGA.  If you come into possession of any TGA holder or label which you have reason to believe is not completely sealed, tampered with, mislabeled, or counterfeit, you shall immediately return such TGA holder or label to TGA.  You acknowledge and agree that breaking items out of TGA holders involves the risk of personal injury, including without limitation, possible eye damage, and the risk of damaging the item.  TGA SHALL HAVE NO LIABILITY WHATSOEVER TO YOU OR ANY OTHER THIRD PARTY FOR ANY PERSONAL INJURY OR DAMAGE TO ANY ITEM, OR OTHERWISE, RESULTING FROM THE BREAKING OPEN OF A TGA HOLDER.  If any item is removed, inadvertently or intentionally, from its TGA holder, it shall be treated by you and TGA as if it were never graded by TGA, and you acknowledge that such item may no longer qualify for TGA Grading Services.  Once submitted, TGA shall have no obligation to assign to a graded item the same grade previously assigned to it, and any Guarantee that previously applied to the item while it was in the TGA holder shall no longer apply to it.

B. Trust and Protection

10. Lost, Stolen, or Damaged Items.  TGA will exercise reasonable and ordinary care in handling items submitted for authentication, grading, review, or reholdering.  However, if TGA determines, in its sole discretion, that your item submitted to TGA for TGA Grading Services was lost, stolen, or damaged while in the possession or control of TGA, TGA will compensate you as provided in this Section 10 based upon the fair market value of the item at the time of loss as determined by TGA standard procedures, which may include filing a claim with our insurance carrier.  The Declared Value you provide with the submission form for your item is only an estimate of the insured value, and the fair market value of the item may be less than your Declared Value.  IN NO EVENT SHALL TGA’S TOTAL LIABILITY, WHETHER CAUSED BY THE ACTIVE OR PASSIVE NEGLIGENCE OF TGA OR OTHERWISE, EXCEED THE LESSER OF THE FAIR MARKET VALUE OR THE DECLARED VALUE OF THE ITEM.  WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO DETERMINE THE FAIR MARKET VALUE FOR AN ITEM THROUGH ANY MEANS AS WE MAY DETERMINE.  TGA may elect, depending on the condition of a damaged item, to either (a) return the item to you and compensate you for the reduction in value due to damage, or (b) retain the item and pay the maximum liability available under this section.

Please be aware such compensation shall be your sole and exclusive remedy and our entire liability for any loss or damage to your item while in the custody and control of TGA, and is subject to your irrevocable release and discharge of TGA and its affiliates, on your behalf and on behalf of anyone who may claim through or for you, from any liability for loss or damage to the item, including due to the gross negligence of TGA or it agents and contractors.  You must sign TGA’s standard Release of Claims Agreement as a condition of payment.  TGA reserves the right to withhold any claim settlements, credits, or other amounts payable to you if you have outstanding amounts payable to TGA, and TGA may discount such amounts payable to TGA from any amount payable to you.

TGA has and will have no liability whatsoever to you for any loss or damage of any item occurring while the item is not in the custody or control of TGA, including, without limitation, after the item is transferred to the custody or control of a third party, including another facility, owner, agent, dealer, group submitter, or carrier, as identified by you, or released for return to you.  TGA will not be liable or responsible for any consequential, incidental, special, or indirect damages, including, without limitation, for any intrinsic or sentimental value of an item.

If an item is reported lost or stolen by the owner or transport carrier, TGA may request a police report or carrier claim as proof of loss in order to deactivate the certification numbers displayed on our website. If you possess a deactivated cert, please contact our Customer Care team for direction.

11. Your Representations and Authorization. By submitting an item, you represent and warrant that (a) the information stated on the submission form and any pictures or images of the item(s), including, without limitation, the description and quality of each item, the condition of the item, and the Declared Value are current, truthful and accurate and (b) the item is free and clear of any liens, security interests, or encumbrances of any kind. If you are submitting any items that belong to a third party, you represent and warrant that you are authorized to submit the items on behalf of that third party, subject to these terms. You agree to provide to TGA written confirmation of such authorization at any time upon our request.

12. Doctored and Inauthentic Items; Fraud Prevention and Investigation.

(a) You represent and warrant that any item submitted for any TGA Grading Service is genuine and you have no knowledge and no reasonable basis to believe that the item is a “Doctored” item. You affirm your obligations with respect to Doctored items set forth in these Terms. For purposes of these Terms, “Doctor,” “Doctored” or “Doctoring” means the alteration of the appearance of an item by things such as, but not limited to, trimming, re-coloring, bleaching, power erasing, cleaning, waxing, re-backing or any other form of restoration used to enhance the appearance, condition or content of an item. 

(b) You agree that you will not Doctor items or participate in any way in Doctoring items or submitting any items to TGA for grading which you know or have reason to believe have been Doctored in any way, and acknowledge that the determination as to whether an item should be authenticated or graded shall be made solely by TGA in accordance with its standards. You acknowledge that detecting Doctored items is very difficult. You acknowledge that TGA will not authenticate or grade items which, in the judgment of TGA, bear evidence of Doctoring. However, because the determination by TGA to reject such Doctored items will require a review by TGA’s personnel, you will be required to remit, as set forth herein, the standard fee for any such Doctored items that are submitted to TGA. You acknowledge that Doctoring is wrongful and inappropriate activity which is harmful to TGA, and all of your obligations in this Section 12 shall survive termination of these TGA Terms.

(c) You acknowledge that TGA will not grade counterfeit items. However, because the determination by TGA to reject such counterfeit items will require a review by TGA’s personnel, you will be required to remit, as set forth herein, the standard fee for any such items that are submitted to TGA. Such items will not be placed in a TGA holder.

(d) You agree that TGA would suffer irreparable damages if you were to engage in Doctoring of any item and that TGA is entitled to not only compensatory damages but also preliminary and final injunctive relief for any breach of your obligation not to Doctor items or to submit Doctored items to TGA in violation of your obligations hereunder. 

(e) You acknowledge that TGA will not assign a numerical grade to any Doctored Item or item which, in the judgment of TGA, bears evidence of harsh cleaning, artificial toning, damaged surfaces, altered surfaces, foreign substances, or other similar impairments, or appears to be of questionable authenticity. However, because the determination by TGA to reject such impaired items will require a review by TGA’s personnel, TGA will not refund the standard fee for any such items that are submitted to TGA.

(f) You agree that, if TGA determines that an encapsulated item in its possession (whether for TGA Grading Services, corrections, Guarantee claims, or any other circumstance) is inauthentic, incorrectly graded, altered, or damaged in its holder, TGA may remove the item from its holder and change the grade/label as it deems appropriate.  TGA will not in any circumstances return an overgraded item with a label reflecting the originally assigned TGA grade to the extent that TGA has determined that the grade is incorrect.  Nor will TGA return any item in a TGA holder to the extent that TGA has determined that the item is inauthentic.

(g) You acknowledge that TGA will not grade or authenticate certain items. TGA RESERVES THE RIGHT, AT ITS SOLE AND ABSOLUTE DISCRETION, TO REJECT ANY ITEM SUBMITTED BY YOU AND NOT TO GRADE OR AUTHENTICATE SUCH ITEM. The refund of any fee for such a rejected item will be in TGA’s sole discretion based on the circumstances. Such items will not be placed in a TGA holder. 

(h) You agree that TGA may take the following measures regarding any submitted item that (i) is in a TGA holder which has been opened or otherwise tampered with since being sealed, (ii) is in a counterfeit holder or has a tampered or counterfeit label, or (iii) is a counterfeit item. You further agree to immediately notify TGA if you have reason to believe any such item(s) are included with your submission. If such item is in a TGA holder which is counterfeit or has been tampered, TGA may remove such item from the counterfeit or compromised holder, confiscate the holder, and return the item to you (and such item shall not be subject to the Guarantee (as defined above)). If such an item is counterfeit, TGA may (i) remove such item from the TGA holder and (ii) take any action with respect to such item required by applicable law, including, but not limited to, retaining such item for an indefinite period of time or turning it over to the appropriate authorities for further investigation. 

(i) You authorize TGA to disclose your identifying information, records of your activities, and other personal information (“Your Information”) to third parties if TGA reasonably believes, in its sole discretion, that such disclosure may prevent or mitigate criminal activity or fraud. You further acknowledge and agree that TGA may disclose Your Information to third parties in order to conduct or aid the investigation of suspected criminal activity or fraud. Examples of fraud include, but are not limited to, engaging in or supporting counterfeiting, tampering, sheet cutting, card doctoring and mislabeling.

(j) TGA may apply the provisions of this Section 12 whenever it ascertains that you or your item is subject to them, including after your item has been encapsulated and returned to you. Notwithstanding any other remedy under these Terms, TGA may at any time deactivate the certification label on any previously graded item or holder it believes to be Doctored, counterfeit, tampered with, cleaned, altered, or otherwise handled in violation of these Terms.

13. TGA Authenticity and Grade Guarantee.  The TGA Authenticity and Grade Guarantee (“Guarantee”) applies to a TGA authenticated and graded card that had an active TGA certification number at the time it was purchased by the person submitting the Guarantee request.  You acknowledge and agree that the Guarantee does not apply to, and cannot be utilized by, the original submitter (or the original submitter’s agents, employees, affiliates or representatives, including a group submitter or dealer) of the graded card.  TGA reserves the right to investigate the relationship between the person making the TGA Guarantee request and the original submitter. 

14. TGA Certification Verification Services.  TGA provides access to the TGA Cert Verification Database for the sole purpose of confirming data regarding authenticated and graded items with a particular certification number.  You acknowledge and agree that verification of certification numbers via the Database does not eliminate risk.  TGA does not view authenticated items listed online and does not warrant or guarantee that any such authenticated item is, in fact, a genuine TGA authenticated item.  TGA encourages the purchase of TGA verified collectibles from trustworthy sources.

C. Payments

15. Payment Terms; Cancellations and Refunds.  You agree upon submission of an item to pay all fees and charges due and payable for the requested TGA Grading Services.  Fees and charges must be paid before TGA finishes processing your order, reveals the grades of items in your order, or returns your items to you. Fees and charges paid to TGA are non-refundable except as indicated in this section.  All fees and charges are applicable regardless of outcome.  In the event TGA rejects an item you submitted for TGA Grading Services for any reason, TGA has no obligation to cancel any amounts payable at submission (or refund any amounts paid), as the determination to reject an item requires a review by TGA's graders and authenticators and use of their professional opinion. Such items will be designated as “Inconclusive” and a refund may be issued in the full amount of the authentication price (less expenses for preparation, release and delivery of the item(s) (which may include a processing, shipping and handling charge as applied by TGA)).

Items are eligible for cancellation only before review by a TGA grader has commenced. You may request cancellation of TGA Grading Services by contacting TGA in writing and requesting the return of your submitted item(s).  Upon receipt of your request for cancellation of eligible items,  and subject to TGA’s then-current operating procedures, we will (a) cancel the TGA Grading Services and prepare to (i) release your item(s) to you or your designated agent or representative or (ii) arrange for delivery of the item(s) via insured delivery to a physical delivery address you specify at your expense, and (b) cancel any amounts payable (or refund any amounts paid) for the TGA Grading Services.  IMPORTANT: Return of the items you submitted with a canceled order is conditioned on your payment to TGA for expenses incurred for preparation, release, and delivery (including any processing, shipping and handling charges).  Once a TGA grader has commenced review of an item, the TGA Grading Services selected for that item cannot be canceled.

If you cause payment for TGA Grading Services to be rescinded after TGA has processed your items and returned them to you, TGA will consider such items unpaid and may at its discretion deactivate their certifications until you remit payment.

16. Payment Authorization.  You represent and warrant that you are the cardholder or authorized user of the payment method(s) you provide, and you authorize TGA to (a) charge the payment method for the Final Amount Due (defined below) in connection with your order and (b) store and use the payment method and certain related information for future orders and charges in connection with the authentication and grading services provided by TGA. You further authorize TGA to charge the payment method for any additional service you may select during the TGA Online Submission process or otherwise via the TGA website, including TGA Vault services. You further acknowledge and agree that TGA may validate any payment method you provide to TGA in connection with the Services to ensure that the payment method is valid and that you have sufficient funds to complete the transaction. You understand that your card issuer may hold the authorized amount for a period of time determined by your card issuer.

The “Final Amount Due” is equal to the price of the Service Level you select multiplied by the number of items in the order, adjusted to account for the Service Level price applicable to any item for which TGA determines its value to exceed the maximum Declared Value for the Service Level you selected (see also Section 2, above). Accordingly, if after grading and processing your submitted items, TGA determines that the value of any item exceeds the maximum Declared Value allowed for the Service Level you selected, the Final Amount Due will reflect the higher cost of the Service Level appropriate for each such item. YOU AUTHORIZE TGA TO CHARGE THE FINAL AMOUNT DUE TO YOUR PAYMENT METHOD WITHOUT NOTICE TO YOU OR FURTHER AUTHORIZATION BY YOU, SO LONG AS SUCH AMOUNT DOES NOT EXCEED YOUR ESTIMATED ORDER TOTAL AT CHECKOUT BY MORE THAN (1) FIVE HUNDRED DOLLARS ($500) OR (2) A LESSER AMOUNT DISCLOSED TO YOU DURING ORDER SUBMISSION. All charges will be made in CANADIAN dollars ($ CAD).

You agree that the authorization provided by you for TGA to store and use the payment method and related information you provide for future orders and charges will remain in effect until canceled by you. You may cancel such authorization in the payment methods screen in the TGA Online Submission process, or by contacting TGA via phone or written message using the contact information provided in Section 28 below. These contact methods are also suitable for any other payment- or transaction-related questions you may have.

17. Delinquent Payments and TGA’s Security Interest.  You agree (a) to pay to TGA all pricing and other charges when due; (b) that any delinquent balances shall accrue interest at the rate of 10% per year until paid (or, if less, the maximum interest rate permitted by applicable law); and (c) that TGA shall have a security interest in the items submitted, as well as in any other property of yours in the possession of TGA or its affiliates (collectively, the “Property”), to secure your payment obligations hereunder. You hereby grant to TGA an assignment of and lien against the Property in the amount of any fees and other charges due and payable pursuant to these Terms for the applicable TGA Grading Services. You hereby authorize TGA to file, at any time on or after the date such pricing totals and other charges become due, appropriate uniform commercial code financing statements in such jurisdictions and offices as TGA deems necessary in connection with the perfection of a security interest in the Property. If you do not pay all obligations due under these Terms, TGA will execute its security interest in your submitted item(s) by selling or otherwise disposing of such item(s) and applying any proceeds to the delinquent balance.

D. Related Services

E. Legal 

21. DISCLAIMER OF WARRANTIES.  WITHOUT LIMITING THE TERMS OF THE USER AGREEMENT, WITH RESPECT TO ALL OF THE TGA GRADING SERVICES, THE REMEDIES SET FORTH IN THESE TGA TERMS ARE IN LIEU OF ALL WARRANTIES, EXPRESS OR IMPLIED. ANY AND ALL IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTY OF MERCHANTABILITY AND IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, HEREBY ARE DISCLAIMED AND EXCLUDED. Personnel and employees of TGA are not authorized to make any statement, representations, or warranties contrary to these TGA Terms and any additional statement, including without limitation, statements made by any TGA personnel or employees or those made in any advertising or presentation materials (oral or written) do no constitute representations and warranties by TGA and should not be relied upon as such.

22. Limitation of Liability.  TGA shall have no liability whatsoever to you, or any third party for whom you may be acting, (a) for any personal injury or (b) any damage to any item, or otherwise, resulting from the breaking open of a TGA holder, or for any damage to any item that occurred while the item was not in the custody or control of TGA, including, but not limited to, loss or damage to items while being shipped to TGA, or while being shipped by TGA to you under your own personal shipping courier account and insurance.

Notwithstanding anything to the contrary contained herein, except as otherwise set forth herein if TGA determines that your item was lost or damaged while in TGA's possession, WITHOUT LIMITING THE TERMS OF THE USER AGREEMENT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE MAXIMUM AGGREGATE LIABILITY THAT TGA SHALL HAVE TO YOU, OR ANY THIRD PARTY FOR WHOM YOU MAY BE ACTING, ARISING FROM ANY CAUSE, ACT, OMISSION OR OTHER CIRCUMSTANCE, WHETHER CAUSED BY THE ACTIVE OR PASSIVE NEGLIGENCE OF TGA OR OTHERWISE, SHALL IN NO EVENT EXCEED THE FEES AND CHARGES OR LESS ACTUALLY PAID BY YOU FOR THE APPLICABLE TGA GRADING SERVICES RENDERED BY TGA WITH RESPECT TO THE ITEMS SUBMITTED FOR TGA GRADING SERVICES HEREUNDER. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, IN NO EVENT SHALL TGA OR ANY OF ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS OR AGENTS, BE LIABLE TO YOU OR ANY OTHER PARTY, UNDER ANY CIRCUMSTANCES OR LEGAL OR EQUITABLE THEORY, FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA, LOSS OF MONEY, GOODWILL OR REPUTATION, COSTS OF DELAY OR LOST PROFITS, BUSINESS INTERRUPTION DAMAGE, OTHER INTANGIBLE LOSSES OR ANY INTRINSIC OR SENTIMENTAL VALUE OF AN ITEM, INCLUDING WITHOUT LIMITATION, PERSONAL INJURY, BODILY INJURY, PROPERTY DAMAGE, EMOTIONAL DISTRESS, DEATH, REAL OR PROPERTY DAMAGE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

23. Data and Image Canadage. In the ordinary course of its operations, TGA (a) compiles data regarding each item submitted for authentication and/or grading, including, but not limited to, data relating to the identity, production, condition and grade of the item (the “Data”); (b) may take, have taken, or otherwise collect one or more digital or other types of photographs, images, videos or reproductions of each such item (collectively, the “Images”); and/or (c) may provide you access to notes that describe the grade or condition of such item(s), which may include, without limitation, text and modified versions of the Images (collectively, the “Grader Notes” and together with the Data and Images, the “Grading Content”). In consideration for the TGA Grading Services being provided by TGA, you, on your own behalf and that of any third party for whom you may be acting, hereby authorize TGA (a) to compile and maintain such Data with respect to each item submitted hereunder for authentication  and/or grading; and (b) to take, cause to be taken, or otherwise collect one or more Images of each such item. You furthermore agree that TGA will be the exclusive owner of all Grading Content and that TGA may use and exploit such Grading Content for commercial and any other purposes, as TGA in its sole discretion deems appropriate, including, but not limited to, the publication and republication or reproduction in or on any media, of such Grading Content. Without limiting the generality of the foregoing, you, on your own behalf and that of any third party for whom you may be acting with respect to these Terms, unconditionally and irrevocably transfer, convey and assign to TGA any and all current and any hereafter acquired rights, title and interests (including, without limitation, rights in copyright, patent, trade secret and trademark) that you or any such third party may have in or to the Grading Content (on whatever media or in whatever form such Images may be reproduced or published). Notwithstanding the foregoing, TGA grants Customer a limited, revocable license to use the Grader Notes for personal use, and to display, publish, or restate the Grader Notes (including an image thereof) for an item alongside a statement of the grade or image of the TGA certification label for that item, so long as Customer (a) represents the content of the Grader Notes in a complete and accurate manner and (b) clearly identifies the specific item to which such Grader Notes apply. Otherwise, Customer may not, whether or not through a third party, directly or indirectly publish, publicly display, recreate, sublicense, or create derivative works from any of the Grader Notes in any manner whatsoever without the prior written consent of TGA.

24. Indemnification.  Without limiting the terms of the User Agreement, you agree to indemnify and reimburse us and any third-party service provider engaged by us for all claims, costs, losses, damages, fees, fines, penalties and other liabilities and expenses incurred by us or brought against us by any third party arising out of or relating to (a) your breach of these TGA Terms or the User Agreement, including, without limitation, any violation of any TGA policies applicable to the TGA Grading Services; (b) your violation of any law or regulation or the rights of any third party; (c) your access to or use any TGA Grading Services; and (d) your negligence, willful misconduct, or fraud.

25. Governing Law and Dispute Resolution. Notwithstanding anything to the contrary in the User Agreement, you acknowledge and agree that the TGA Grading Services are delivered and these TGA Terms are accepted in the Province of British Columbia and it is the intention of the parties that it be governed by and construed in accordance with the substantive laws of that State, without regard to conflicts of laws principles. THE DISPUTE RESOLUTION AND ARBITRATION SET FORTH IN THE USER AGREEMENT SETS FORTH THE TERMS AND CONDITIONS OF THE DISPUTE RESOLUTION PROCESS AND ARBITRATION AGREEMENT FOR ANY AND ALL DISPUTES, CLAIMS, AND/OR CAUSES OF ACTION ARISING OUT OF RELATING IN ANY WAY TO THESE TGA TERMS AND THE TGA GRADING SERVICES.

26. Force Majeure.  TGA shall not be considered liable or responsible to you or deemed to have defaulted or breach these TGA Terms and TGA shall be entitled to an extension of the date of any performance required of TGA under these TGA Terms if the failure of TGA to perform was because of a Force Majeure Event. “Force Majeure Event” shall be an act of God, riot, war, civil unrest, hostile fire, flood, earthquake, interruption of services (including without limitation transportation and utility services) or other cause beyond TGA’s reasonable control and anticipation (including without limitation, any mechanical, electronic, or communications failure), or any inability due to the aforementioned causes to obtain necessary labor, materials, facilities or products.

27. Miscellaneous.  The terms and provisions in these TGA Terms and the User Agreement (and other terms referenced herein, as applicable), constitute the entire agreement of TGA and you (and any third party for whom you may be acting) regarding the TGA Grading Services identified herein, and supersede all prior agreements and understandings (written or oral) between or among such parties relating thereto (with the exception of the User Agreement which remains applicable and controls). If it is determined that there are any inconsistencies between these TGA Terms and the User Agreement, then the documents will control in this order of precedence: the User Agreement and the TGA Terms. If any term or provision of the TGA Terms is determined, by a final and non-appealable ruling or order of a court of competent jurisdiction, to be invalid or unenforceable under applicable law, such invalidity or unenforceability shall not affect the validity or enforceability of any of the other terms or provisions of these terms and conditions. Your rights and obligations under these Terms may not be assigned or transferred without the prior written consent of TGA.  Each party shall execute and deliver such additional documents and instruments as any other party may request to better evidence or effectuate the agreements contained herein, including the assignment of rights set forth herein, and procedures, and further agree that TGA is entitled to rely upon and benefit from those terms and procedures.

28. Contact Us.  If you have any questions about these Terms and Conditions, the User Agreement, or the TGA Grading Services, contact us for written support.

True Grade Authentication Inc. dba TGA